Credit Policy & Portfolio Manager

  • Full Time
  • Lagos
  • Applications have closed.

First Bank of Nigeria Limited (FirstBank)

First Bank of Nigeria Limited (FirstBank) is Nigeria’s largest financial services institution by total assets and gross earnings. With more than 10 million customer accounts, FirstBank has over 750 branches providing a comprehensive range of retail and corporate financial services. The Bank has international presence through its subsidiaries, FBN Bank (UK) Limited in London and Paris, FBNBank DRC, FBNBank Ghana, FBNBank Gambia, FBNBank Guinea, FBNBank Sierra-Leone and FBNBank Senegal, as well as its Representative Offices in Johannesburg, Beijing and Abu Dhabi.

Job Description

  • Carry out and validate periodic review on methodologies (Impairment, ICAAP and CAR) as required.
  • Preparation of monthly Capital Adequacy Requirement report (CAR)
  • Provide oversight function on monthly impairment calculation
  • Prepare monthly IFRS impairment upload on Finacle to various Business Units P&L and movement in provision to BPM
  • Provide validation and oversight review of monthly IFRS credit journals
  • Preparation of quarterly ICAAP report to CBN (Internal Capital Adequacy Assessment Process)
  • Preparation of credit disclosures for Year End and Periodic Audit
  • Active participation in the management and execution of various portfolio projects
  • Participate in the various credit audit of the bank’s loan book by CBN and external auditors
  • Conduct Stress testing and scenario analysis for stakeholder unit/department/regulator as required
  • Conduct analysis of ratings in the Bank’s portfolio (Weighted Average Risk Rating)
  • Implement the Enterprise Risk Management (ERM) framework to ensure compliance with Basle and IFRS requirements and co-ordinates the process for the review of the document
  • Any other portfolio management tasks
  • Comply with the principles and policies in the Information Security Handbook

Job Requirements

  •  First Degree in Business related or Science / Engineering courses.
  • 5 to 7 years of relevant experience in banking or risk management.

How to Apply

Interested and qualified candidates should click on the link below to apply online.